Nationally, about 65% of college seniors who graduated from public and private nonprofit colleges in 2018 had student loan debt.
Avoid Private Student LoansThe federal student loan program limits how much you can borrow each year.
Avoid Credit CardsCredit card debt, with its high interest rates and fees, can be even more expensive than student loan debt.
If you’re likely to graduate with some student loan debt, it’s best not to add pricey credit card debt on top of it.
Pick Your Repayment PlanThe federal student loan program offers a variety of repayment plans designed to reduce some of the strain of making monthly student loan payments.

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