Here’s my monthly roundup of the best interest rates on cash for March 2020, roughly sorted from shortest to longest maturities.
The interest rates on savings accounts can drop at any time, so I list the top rates as well as competitive rates from banks with a history of competitive rates.
The average duration is ~1 year, so there is more interest rate risk.
Prepaid Cards with Attached Savings AccountsA small subset of prepaid debit cards have an “attached” FDIC-insured savings account with exceptionally high interest rates.
Rewards checking accountsThese unique checking accounts pay above-average interest rates, but with unique risks.

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