Others may feel more financially secure thanks to high salaries, six-month emergency funds or the ability to work remotely.
But when recessions come, they tend to come for everybody—so it’s time for all of us to reevaluate our budgets and, potentially, start saving as much as we can.
Saving $20 might still mean spending $80, after all—and you might be able to put that $80 to better use.
Once you know the answers to these questions, you can reconsider and refresh your budget for the next 30 days.
Continue to budget, reflect and repeat while saving as much money as possible—because whether you feel financially secure or financially anxious, right now it’s essential to start preparing for an uncertain future.

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