Alas, after doing some research, it’s probably better to have a separate 529 plan for each child.
If you are faced with the same dilemma, here are the reasons why a separate 529 plan for each child makes more sense.
Why It’s Better To Have A Separate 529 Plan For Each ChildWhile it sounds easier to manage a single 529 plan for multiple children, having only one plan actually complicates things.
A 529 plan 18 years away from getting tapped can take more risk than a 529 plan one year away from getting tapped.
A Separate 529 Plan For Each Child Is BestIf you are an eager beaver, there’s one last roadblock to setting up a 529 plan for a child.

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